Have you ever been sick or had an accident and missed work?

We All Have

What if your most recent paycheck was your last? Income Protection is a type of insurance that pays you when you lose your ability to work due to an accident or illness.  Get Your Quote

Your Ability to Earn

In a sense, Income Protection safeguards your ability to earn an income which IS by far your most valuable asset. More valuable than a car or a house or any jewelry you own.

Why? Because your ability to earn an income is the foundation that a car, a house and anything else you purchase rests on.

What? You don't think it can happen to you?

1 in 4 of today’s 20-year-olds will become disabled before they retire. 95 percent of the time, the reason people can’t work is because of illness, like cancer and strokes, rather than injuries.

Real Life Stories

It is important to remember that nobody believes bad things can happen to them until it does. There are literally thousands of stories of people who were fortunate to protect their income in the event of a disabling accident or illness. As we all know, life throws us curve balls.  See the stories below:

Established in 1910, National Guardian Life Insurance Company (NGL) is one of America’s most successful, independent mutual life insurance companies.

As a mutual company, NGL is controlled by its policyholders and operate in their best long-term interests. While adhering to the highest standards of quality and integrity, NGL strives to demonstrate its commitment to its policyholders and their families.

As a longtime leader in the industry, NGL believes in its mission to partner with customers to share life’s financial risks and rewards. It’s a privilege to serve policyholders and partners by offering high-quality products and providing superior customer service.

Licensed to do business in 49 states and the District of Columbia, NGL offers disability income, preneed, individual life and annuities, as well as group markets products including specialty and student insurance. NGL continues to be one of the most highly-rated companies in the industry, consecutively rated A- (Excellent) by A.M. Best which reflects a stable outlook. The A- rating further attests to NGL’s financial strength and ability to meet policyholder obligations.

National Guardian Life Insurance Company is not affiliated with the Guardian Life Insurance Company of America, a/k/a The Guardian or Guardian Life.

Sample Contract

Disclaimer: This policy sample is not for all states, policy contract can and will vary by state. Please contact daniel@my-protection-plus.com to receive a state specific NGL disability income contract.

All policies are underwritten by National Guardian Life Insurance Company (NGLIC).

Insurance provided by National Guardian Life Insurance Company. National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life. Policy form ICC15-NIDI 0715.